\r\n ATM withdrawals are facilitated in partnership with Bank of SVG Ltd. Customers are able to access their funds at any BOSVG owned ATM throughout St. Vincent and the Grenadines.\r\n
\r\n \r\n Get Onboard\r\n \r\n
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\r\n
\r\n {/*
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\r\n Sign up for online banking and take control of your banking experience\r\n
\r\n )\r\n}","import React from 'react';\r\nimport '../style/pageTop.css';\r\n\r\nexport default function PageTop(){\r\n return(\r\n <>\r\n
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\r\n \r\n )\r\n}","export default __webpack_public_path__ + \"static/media/st_vincent.1883d88c.jpg\";","export default __webpack_public_path__ + \"static/media/image2.32331269.jpeg\";","export default __webpack_public_path__ + \"static/media/image3.c28f16e9.jpeg\";","import React from 'react';\r\nimport OwlCarousel from 'react-owl-carousel3';\r\nimport '../style/slider.css';\r\nimport img from '../assets/st_vincent.jpg';\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport img1 from '../assets/slider/image1.jpeg';\r\nimport img2 from '../assets/slider/image2.jpeg';\r\nimport img3 from '../assets/slider/image3.jpeg';\r\n\r\nexport default function AboutSlider(){\r\n return(\r\n <>\r\n
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\r\n {/* */}\r\n {/* */}\r\n \r\n {/* */}\r\n
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\r\n The St Vincent Co-operative Bank Limited opened its doors to business on 1st February 1945 and is one of the oldest indigenous financial institutions in St. Vincent and the Grenadines.\r\n
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\r\n At the time of opening, a penny was all that was required to start an account, and to date the Bank is known as ‘Penny Bank’ or ‘Forde Bank’ after its founder Ormond Forde.\r\n
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\r\n The relative ease of opening an account from inception has resulted in the St. Vincent Cooperative Bank now holding more Savings Accounts than any other financial institution in St. Vincent & the Grenadines.\r\n
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\r\n The St. Vincent Cooperative Bank is regulated by the Eastern Caribbean Central Bank (ECCB) and offers the following services:\r\n
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Residential Mortgages
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Savings Accounts
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Fixed deposits
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Consumer Loans
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Commercial Loans
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Life Insurance On All Loans
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\r\n Exceptional service has always been the foremost priority of the Bank in its quest to become a leading financial institution in the country.\r\n
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\r\n The Bank’s mantra, ‘Service beyond your expectation’, is reflected in its mission statement and implemented by a courteous, efficient and reliable staff.\r\n
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\r\n We take our corporate social responsibility seriously and over the years we have provided financial support to several charities and other non-profit organizations. In addition, we have supported students with scholarships to the Community College and the Technical College and provided bursaries to students attending secondary schools.\r\n
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\r\n Over the years the Bank has been committed to the social development of St Vincent & the Grenadines. Our Community involvement through youth development programmes has seen a successful tenure of sponsorship for the North Leeward under 15 Cricket Tournament.\r\n
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\r\n We shall continue to support those institutions which contribute to the social welfare and development of all our stakeholders and to St. Vincent & the Grenadines.\r\n
to providing exceptional service and banking solutions to our customers through engaged employees;
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to providing an environment that fosters growth and stability for employees; and
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to positively impact our community while maximizing our stakeholders’ value in a regulated environment.
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To become the leading financial institution in the Eastern Caribbean by 2030.
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\r\n Accountability \r\n We shall admit and fix any mistakes. Our clients should expect no less.\r\n
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\r\n Excellence \r\n We will not rest on our accomplishments but will instead build on them in our goal to be the best we can be.\r\n
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\r\n Team Work \r\n Together we are stronger and can contribute more.\r\n
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\r\n Service \r\n We will go above and beyond what is required to attract and retain cherished customer relationships.\r\n
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\r\n Innovative(ness) \r\n We encourage our staff to look for new, cost-effective ways to meet our customers’ banking needs.\r\n
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\r\n The Strategic Mission, Vision, and Values Goals (MVV Goals) for the St. Vincent Co-operative Bank Ltd:\r\n
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To practice accountability in everything we do.
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To practice excellence in everything we do.
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To embrace teamwork in everything we do.
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To practice innovative(ness) in everything we do.
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To provide exceptional service and banking solution to our customers.
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To have engaged employees.
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To provide an environment that fosters growth and stability for employees.
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To positively impact our community.
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To maximize our stakeholders’ value in a regulated environment.
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To become the leading financial institution in the Eastern Caribbean by 2030.
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\r\n The St. Vincent Cooperative Bank is currently managed by Mr. Andre Cadogan, the bank’s sixth manager. The President and Chairman of the Board of Directors is Mr. Marcus Ballantyne.\r\n
\r\n \r\n The Board also includes:\r\n \r\n
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Mr. Marcus Ballantyne – Chairman
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Mr. Matthew E. A. Ferrari - Deputy Chairman
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Mr. Eldric M. James
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Mrs. Zhinga A. Horne-Edwards
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Mr. Brian Glasgow
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Mr. Ken Hackshaw
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Mr. Duane Allen
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Mr. Kevin Dickson
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Mr. Richard Branch
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\r\n Some employees are also shareholders of the Bank who take pride in their ownership and are further motivated to ensure the Bank’s success.\r\n
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\r\n The St. Vincent Co-operative Bank has provided 78 years of quality service to the people of St. Vincent and the Grenadines. The Bank was incorporated on October 18, 1944 and officially opened for business on February 1, 1945.\r\n
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\r\n The Bank was founded by the late Ormond Cyril “O.C.” Forde who also served as its first Manager. “O.C.” was a visionary who saw an opportunity in the 1940’s to service the credit needs of the majority of Vincentians who at that time faced difficulties in obtaining loans and banking services from the international Banks operating in St. Vincent & the Grenadines. Only a privileged few qualified for such services while a large market existed for the banking needs of the many. \r\n
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\r\n The Bank’s first President was Mr. Alfred G. Hazell who together with “O.C.” were pioneers in developing the Bank. \r\n
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\r\n When “O.C.” retired in 1974, he was succeeded by Mr. Kenneth E. Forde who successfully managed and grew the bank for 34 years until his retirement on October 31, 2007. Mr. Kenneth E. Forde was succeeded by Mrs. Laverne Velox. Mrs. Velox faithfully served and successfully managed the bank for over 10 years until her retirement on May 31st 2017. She was succeeded by Mrs. Champa Rampersad-Barnes. \r\n Mrs. Champa Rampersad-Barnes was then succeeded by Mr. Albert Porter. Mr. Porter served and successfully managed the bank for over 3 and a half years until his retirement on April 30th 2023. Mr Porter was then succeeded by Mr. Andre Cadogan, who is the current Chief Executive Officer of the bank.\r\n
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\r\n From the outset, the Bank’s willingness to open accounts with a penny caused it to be affectionately known as “Penny Bank”. The Bank has always been a place where anyone can open an account with a small sum of money. It is a peoples Bank and one which has benefited tremendously from the loyalty of its customers. This loyalty has passed on from generation to generation thus ensuring the continuity and growth of the Bank.\r\n
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\r\n The Bank’s operations have historically been primarily of a Savings and Loans nature.\r\n
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Mr. Alfred G. Hazell: October 1944 – January 1968
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Mr. Valentine D. Archer: February 1968 – May 1974
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Mr. Ormond C. Forde: September 1974 – January 1984
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Mr. William J. Abbott: February 1984 – November 1988
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Mr. O’neill Mc. Intosh: January 1989 – September 1998
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Sir Frederick N. Ballantyne: October 1998 – October 2002
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Mr. L.A. Douglas Williams: October 2002 – September 2011
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Mrs. Magaret H. Hughes-Ferrari: September 2011 – February 2020
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Mr. Samuel Goodluck: March 2020 – July 2023
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Mr. Marcus Ballantyne: July 2023 – Present
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Mr. Ormond C. Forde: February 1945 – January 1973
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Mr. Kenneth E. Forde: April 1974 – October 2007
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Mrs. H. Laverne Velox: November 2007- May 2017
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Mrs. Champa Rampersad-Barnes: June 2017 – September 2019
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Mr. Albert Porter: November 2019 – April 2023
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Mr. Andre Cadogan: July 2023 – January 2025
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\r\n * Acting Manager From February 1973 – March 1974\r\n
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\r\n )\r\n}\r\n\r\nexport default About;","import React from 'react';\r\nimport '../style/about.css';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport PageTop from '../components/pageTop';\r\n\r\nexport default function Pr(){\r\n window.scrollTo(0, 0);\r\n return(\r\n
\r\n \r\n \r\n {/* */}\r\n
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\r\n\r\n Last Updated: April 15, 2020\r\n\r\n
\r\n\r\n 1.\tIntroduction \r\n\r\n Welcome to The Saint Vincent Co-operative Bank Ltd.\r\n\r\n The Saint Vincent Co-operative Bank Ltd. (‘SVCB’) is dedicated to protecting your personal information and will make every reasonable effort to handle collected information appropriately. All information collected will be handled with care in accordance with SVCB’s standards for integrity and objectivity and respect for your privacy. SVCB endeavors to comply with all laws and regulations that apply to the gathering and use of personal information. This privacy policy describes the information we collect, the purposes for which it is used, and your choices regarding its use. As used in this privacy policy, “we” and “us” includes SVCB and our staff, employees, officers and directors.\r\n\r\n SVCB operates the website https://svcooperativebank.com (hereinafter referred to as “the Service”).\r\n\r\n Our Privacy Policy governs your visit to https://svcooperativebank.com, and explains how we collect, safeguard and disclose information that results from your use of the Service.\r\n\r\n We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions as set out in the Service (“Terms”).\r\n\r\n Our Terms govern all use of the Service and together with the Privacy Policy constitute your agreement with us (“Agreement”).\r\n\r\n\r\n
\r\n\r\n 2.\tDefinitions \r\n\r\n SERVICE means the https://svcooperativebank.com website operated by The Saint Vincent Co- operative Bank Ltd.\r\n\r\n PERSONAL DATA means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).\r\n\r\n USAGE DATA is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).\r\n\r\n COOKIES are small files stored on your device (computer or mobile device).\r\n\r\n DATA CONTROLLER means a natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any\r\n \r\n Personal Data is, or is to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your data.\r\n\r\n DATA PROCESSORS (OR SERVICE PROVIDERS) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.\r\n\r\n DATA SUBJECT is any living individual who is the subject of Personal Data.\r\n\r\n THE USER is the individual using the Service. The User corresponds to the Data Subject, who is the subject of Personal Data.\r\n\r\n
\r\n\r\n 3.\tInformation Collection and Use \r\n\r\n We collect several different types of information for various purposes to provide and improve the Service for your benefit.\r\n\r\n\r\n
\r\n 4.\tTypes of Data Collected Personal Data \r\n\r\n While using the Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally Identifiable Information may include, but is not limited to:\r\n\r\n 1.\tEmail address\r\n\r\n 2.\tFirst name and last name\r\n\r\n 3.\tPhone number\r\n\r\n 4.\tAddress, Country, State, Province, ZIP/Postal code, City\r\n\r\n 5.\tCookies and Usage Data\r\n\r\n We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link.\r\n\r\n\r\n
\r\n Usage Data \r\n\r\n We may also collect information that your browser sends whenever you visit the Service or when you access the Service by or through any device (“Usage Data”).\r\n\r\n This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of the Service that you visit, the time and\r\n \r\n date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.\r\n\r\n When you access the Service with a device, this Usage Data may include information such as the type of device you use, your device unique ID, the IP address of your device, your device operating system, the type of Internet browser you use, unique device identifiers and other diagnostic data.\r\n\r\n\r\n
\r\n Tracking Cookies Data \r\n\r\n We use Cookies and similar tracking technologies to track the activity on the Service and we hold certain information obtained as a result.\r\n\r\n Cookies may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyze the Service.\r\n\r\n You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of the Service.\r\n\r\n Examples of Cookies we use:\r\n\r\n 1.\tSession Cookies: We use Session Cookies to operate the Service.\r\n\r\n 2.\tPreference Cookies: We use Preference Cookies to remember your preferences and various settings.\r\n\r\n 3.\tSecurity Cookies: We use Security Cookies for security purposes.\r\n\r\n 4.\tAdvertising Cookies: Advertising Cookies are used to serve you with advertisements that may be relevant to you and your interests.\r\n\r\n\r\n
\r\n Other Data \r\n\r\n While using the Service, we may also collect the following information: sex, age, date of birth, place of birth, passport details, citizenship, registration at place of residence and actual address, telephone number (work, mobile), details of documents on education, qualification, professional training, employment agreements, non-disclosure agreements, information on bonuses and compensation, information on marital status, family members, social security (or other taxpayer identification) number, office location and other data.\r\n\r\n 5.\tUse of Data \r\n\r\n The Saint Vincent Co-operative Bank Ltd. uses the collected data for various purposes:\r\n \r\n 1.\tto provide and maintain the Service;\r\n\r\n 2.\tto notify you about changes to the Service;\r\n\r\n 3.\tto allow you to participate in interactive features of the Service when you choose to do so;\r\n\r\n 4.\tto provide customer support;\r\n\r\n 5.\tto gather analysis or valuable information so that we can improve the Service;\r\n\r\n 6.\tto monitor the usage of the Service;\r\n\r\n 7.\tto detect, prevent and address technical issues;\r\n\r\n 8.\tto fulfill any other purpose for which you provide it;\r\n\r\n 9.\tto carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;\r\n\r\n 1\tto provide you with notices about your account and/or subscription, including expiration and renewal notices, email-instructions, etc.;\r\n\r\n 11.\tto provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information;\r\n\r\n 12.\tin any other way we may describe when you provide the information;\r\n\r\n 13.\tfor any other purpose with your consent.\r\n\r\n\r\n
\r\n 6.\tRetention of Data \r\n\r\n We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.\r\n\r\n We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of the Service, or when we are legally obligated to retain this data for longer time periods.\r\n \r\n\r\n
\r\n 7.\tTransfer of Data \r\n\r\n Your information, including Personal Data, may be transferred to – and maintained on – computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.\r\n\r\n If you are located outside Saint Vincent and the Grenadines and choose to provide information to us, please note that we transfer the data, including Personal Data, to Saint Vincent and the Grenadines and process it there.\r\n\r\n Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.\r\n\r\n The Saint Vincent Co-operative Bank Ltd. will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.\r\n\r\n\r\n
\r\n 8.\tDisclosure of Data \r\n\r\n We may disclose personal information that we collect, or you provide:\r\n\r\n 1.\tDisclosure for Law Enforcement.\r\n\r\n Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities.\r\n\r\n 2.\tBusiness Transaction.\r\n\r\n If we or our subsidiaries are involved in a merger, acquisition or asset sale, your Personal Data may be transferred to another entity as part of the said merger, acquisition or asset sale.\r\n\r\n 3.\tOther cases. We may disclose your information also:\r\n\r\n 3.1.\tto our subsidiaries and affiliates;\r\n\r\n 3.2.\tto contractors, service providers, and other third parties we use to support our business;\r\n\r\n 3.3.\tto fulfill the purpose for which you provide it;\r\n\r\n 3.4.\tfor the purpose of including your company’s logo on our website;\r\n\r\n 3.5.\tfor any other purpose disclosed by us when you provide the information;\r\n\r\n 3.6.\twith your consent in any other cases;\r\n \r\n 3.7.\tif we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others.\r\n\r\n\r\n
\r\n 9.\tSecurity of Data \r\n\r\n The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.\r\n\r\n\r\n
\r\n 10.\tService Providers \r\n\r\n We may employ third party companies and individuals to facilitate the Service (“Service Providers”), provide the Service on our behalf, perform services related to the Service or assist us in analyzing how the Service is used.\r\n\r\n Service Providers have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.\r\n\r\n\r\n
\r\n 11.\tAnalytics \r\n\r\n We may use Service Providers to monitor and analyze the use of the Service.\r\n\r\n\r\n
\r\n 12.\tCI/CD tools \r\n\r\n We may use Service Providers to automate the development process of the Service.\r\n\r\n\r\n
\r\n 13.\tBehavioral Remarketing \r\n\r\n We may use remarketing services to advertise on third party websites to you after you visited the Service. We and Service Providers use Cookies to inform, optimize and serve advertisements based on your past visits to the Service.\r\n\r\n\r\n
\r\n 14.\tPayments \r\n\r\n We may provide paid products and/or services within the Service. In that case, we use Service Providers for payment processing (e.g. payment processors).\r\n\r\n We will not store or collect your payment card details. That information is provided directly to the Service Providers who facilitate third-party payment processing and whose use of your personal information is governed by their Privacy Policy. These Service Providers who facilitate such payment adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.\r\n \r\n\r\n
\r\n 15.\tLinks to Other Sites \r\n\r\n If, in your interactions with the Service, you are linked or directed to, or click on, a third party website, we cannot control what information you may provide to that party or on/at that website, and are not responsible for how that party may use or disclose any information you may provide to them. As such, we urge that you exercise caution before providing them with your personal information and to review the third party’s privacy policy for information on its data processing practice.\r\n\r\n\r\n
\r\n 16.\tChildren’s Privacy \r\n\r\n The Services are not intended for use by children under the age of 18 (“Child” or “Children”).\r\n\r\n We do not knowingly collect personally identifiable information from Children under 18. If you become aware that a Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from Children without verification of parental consent, we take steps to remove that information from our servers.\r\n\r\n\r\n
\r\n 17.\tChanges to This Privacy Policy \r\n\r\n We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.\r\n\r\n We will let you know via email and/or a prominent notice on the Service, prior to the change becoming effective and update “Last Updated” at the top of this Privacy Policy.\r\n\r\n You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.\r\n\r\n
\r\n 18.\tContact Us \r\n\r\n If you have any questions about this Privacy Policy, please contact us by email:\r\n info@svcooperativebank.com.\r\n\r\n
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\r\n )\r\n}","import React, { useEffect } from 'react';\r\nimport '../style/about.css';\r\n\r\nimport AOS from 'aos';\r\nimport 'aos/dist/aos.css';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport Slider from '../components/about_slider';\r\n\r\nimport TextField from '@material-ui/core/TextField';\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport PageTop from '../components/pageTop';\r\n\r\n\r\nexport default function Contact(){\r\n useEffect(() => {\r\n AOS.init({ duration: 1000 });\r\n }, []);\r\n\r\n return(\r\n
\r\n {/* */}\r\n \r\n {/* */}\r\n \r\n
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\r\n St. Vincent Co-operative Bank Ltd.\r\n Corner Heritage Square & Bay Street\r\n P.O. Box 886, Kingstown \r\n St. Vincent and the Grenadines\r\n
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Tel: 784-456-1894
\r\n {/*
Net Speak: 718 393-5455
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Email: customerservice@svcbl.com
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\r\n Business Hours:\r\n
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Monday to Friday: 8:00am – 2:30pm
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Saturday: 8:30am – 11:00am
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\r\n What does the abbreviation FATCA mean? \r\n FATCA: Foreign Account Tax Compliance Act\r\n
\r\n
\r\n What is FATCA? \r\n FATCA refers to the Foreign Account Tax Compliance Act. This legislation is part of the Hiring Incentives to Restore Employment Act and was enacted by the United States (“U.S.”) Congress on March 18, 2010. It aims to minimise tax evasion by U.S. persons through the use of offshore accounts.\r\n
\r\n
\r\n What is the purpose of FATCA? \r\n It is the U.S. Government’s attempt to prevent tax evasion by U.S. persons with U.S. sourced income in Foreign Financial Institutions (“FFIs”). It, therefore, stipulates that Foreign Financial Institutions (“FFI”) provide information to the US Internal Revenue Service (“IRS”) on U.S. persons.\r\n
\r\n
\r\n What is a Foreign Financial Institution (FFI)? \r\n Foreign Financial Institutions are institutions that: \r\n
\r\n
accept deposits in the ordinary course of business (such as a bank);
\r\n
holds financial assets for accountholders;
\r\n
are engaged primarily in the business of investing;
\r\n
are involved in reinvesting, or trading securities, partnership interests, commodities; or any interest in such securities, partnership interest, or commodities,
\r\n
\r\n
\r\n
\r\n How do I know whether I am affected? \r\n FATCA legislation affects both personal and business accounts that can be classified as “U.S. persons” for U.S. tax purposes. FATCA also affects certain types of businesses which are owned by U.S. persons. \r\n\r\n Listed below are some criteria for determining who can be classified as U.S. person.\r\n
\r\n
Someone who has U.S. citizenship, including an individual who has dual citizenship
\r\n
Someone who is a lawful permanent resident of the U.S., that is, a green card holder.
\r\n
A holder of a U.S. passport
\r\n
Someone who was born in the U.S. (even if he/she lives outside of the U.S)
\r\n
Someone who was born in the U.S. and has not relinquished his/her U.S. citizenship
\r\n
An accountholder who uses a U.S. residence address or a U.S. correspondence address
\r\n
Standing instructions to transfer funds to an account maintained in the U.S.
\r\n
Legal persons, such as, U.S. corporations, partnerships and trusts that a court in the U.S. can exercise primary supervision over its administration.
\r\n
Legal persons (corporations, partnerships and trusts) where one or more U.S. persons control 10% or more of the shares in that entity or have the authority to control all substantial decisions.
\r\n
\r\n
\r\n
\r\n What is the impact of FATCA? \r\n Banks and other financial institutions will be required to report information on accounts held directly or indirectly by U.S. person to the IRS.\r\n
\r\n
\r\n Is The St Vincent Co-operative Bank Ltd the only bank which is affected by FATCA? \r\n No. FATCA impacts all financial institutions which hold accounts for “U.S. persons”.\r\n
\r\n
\r\n Do you have to be a citizen of the U.S. for your account to be subject to FATCA? \r\n No. If anyone who is a signatory to an account satisfies any of the other criteria listed in question 5 that account may be subject to FATCA.\r\n
\r\n
\r\n Are joint accounts held by a “U.S. person” and a “non U.S. person” subjected to FATCA? \r\n Yes. This type of account would be treated as a U.S. account and will be subject to FATCA.\r\n
\r\n
\r\n Why do financial institutions in the St Vincent and the Grenadines have to comply with FATCA? \r\n
St Vincent and Grenadines and other countries in the Organisation of Eastern Caribbean States (“OECS”) have signed an inter-governmental agreement (“IGA”) with the U. S. in relation to FATCA. Therefore, the Government of St Vincent and the Grenadines has agreed to provide FATCA related information to the U.S. Government.
\r\n
It is expected that the Government of St Vincent and the Grenadines will pass legislation governing the implementation of FATCA in St Vincent and the Grenadines and relevant financial institutions would have to comply with provisions in this legislation.
\r\n )\r\n}","import React from 'react';\r\nimport '../style/about.css';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport PageTop from '../components/pageTop';\r\n\r\nexport default function Guidelines(){\r\n window.scrollTo(0, 0);\r\n return(\r\n
\r\n \r\n \r\n {/* */}\r\n
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\r\n
\r\n Please ensure that you (referred to as the” User”, “you” or “your”) read these terms and conditions of use with care as they govern your use of and access to this Web Site (the “Site”). If you do not accept them, please do not use this Site.\r\n
\r\n
\r\n To users of SVCB’s Site, the following provisions apply: \r\n
\r\n \r\n
\r\n Reservation of Ownership \r\n
\r\n This Site is owned by SVCB Limited, incorporated as a limited liability company, in St. Vincent and the Grenadines and regulated by… “We” or “us” refers to SVCB Limited and its successors, assignees and transferees.\r\n
\r\n
\r\n
\r\n Target Audience \r\n
\r\n a. Although accessible by others, the information appearing on the pages of this Site is solely intended for use by individuals over the age of eighteen years old for private use. SVCB Limited makes no representations that information on this Site is appropriate or available for use by minors. Users who access this Site do so on their own initiative and risk and no warranty or representation of any kind is made in relation to compliance of this Site or the information thereon.b. No information on this Site should be construed as a promotion or solicitation for any services or for the use thereof which is not authorized by the applicable laws and regulations of your place of citizenship, domicile or residence. \r\n
\r\n
\r\n
\r\n Marketing Information \r\n
The information contained on the marketing pages of the Site is not intended to constitute an offer to Users to avail of any services of SVCB Limited. The information provided on the pages of this Site, including these terms and conditions of use, is provided for your information and general interest only, is subject to change and update by SVCB Limited from time to time without notification. You should periodically revisit this page to review the then current terms and conditions of use.
\r\n
\r\n
\r\n Financial Information \r\n
All financial market information, prices, quotes and financial and business newsfeeds are prepared from sources believed to be reliable and provided to SVCB Limited for the purpose of allowing you to view them and is provided for your general information only, and is not intended to address your particular requirements or to be used by you for trading purposes. In particular, the financial information does not constitute any form of advice, recommendation or arrangement by SVCB Limited and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Please also read the “Investment Warning” below. Neither SVCB Limited nor any of its data or content providers shall be liable for any errors or delays in the content of the financial information or for information that has changed since it was initially gathered, or for any actions taken in reliance thereon. Any arrangements made between you and any third party named on this Site are at your sole risk and responsibility. Any opinions expressed in the financial information reflect the judgment of SVCB Limited’s content providers, are not those of SVCB Limited or its employees and are subject to change without notice. SVCB Limited does not accept responsibility for any errors or omissions or for any reliance placed by any person on any or all of the information on these pages.
\r\n
\r\n
\r\n Investment Warning \r\n
For your benefit we would like to draw your attention to the following investment warnings. There are risks involved in acquiring or holding investments. The value of investments and the income derived from them may fluctuate and an investor may not receive back the amount originally invested. Past performance is not necessarily a guide to future performance. The investments and investment services referred to in this Site may not be suitable for all investors and if in doubt an investor should seek advice from a qualified financial adviser.
\r\n
\r\n
\r\n Exclusion of Warranty re Accuracy \r\n
While SVCB Limited has taken all reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the pages of this Site, the information is provided “as is” without warranty of any kind, whether express or implied subject to the provisions of the terms and conditions of the trade of SVCB Limited. The use of this Site is at the User’s sole risk. SVCB Limited shall not be liable for any loss or damage howsoever arising as a result of use of or reliance on the information contained on the Site, whether authorized or not, to the maximum extent permitted by the applicable law.
\r\n
\r\n
\r\n Links to Third Party Sites \r\n
Certain links on this Site lead to sites maintained by third parties over which SVCB Limited has no control. SVCB Limited makes no representations as to the accuracy, completeness or any other aspect of the information contained on such third party sites or sites linked to such sites and shall not be liable for any loss or damage arising from your reliance upon such information. Any links to third party sites are provided solely as a convenience to Users and at your own risk.
\r\n
\r\n
\r\n Confidentiality Disclosure \r\n
In accessing this Site the User accepts that electronic mail passing over the internet may not be free from interference by third parties. The User shall be responsible for the content and information contained in all your communications to this Site, including the lawfulness, truthfulness and accuracy of such communications. In particular, but without limitation, you should not post any unlawful, threatening, defamatory or obscene material or any material that could give rise to a criminal offence and/or civil liability in any relevant jurisdiction. It is entirely at your discretion to send any information to SVCB Limited.
b. All rights not expressly granted by us in these terms and conditions of use are hereby reserved.
\r\n
c. Where applicable, the author(s) of the literary and artistic works set out on the pages of this Site has/have asserted his/her/their moral rights to be identified as the author of those works. Their identities are set out on the pages containing their works.
\r\n
d. The limited licenses granted to copy materials on this Site do not apply to the contents of any SVCB Limited art pages. All reproduction of these pages is prohibited, including printing and downloading. In addition, in respect of any software downloaded from this Site, title, including all intellectual property rights, shall vest and remain vested in SVCB Limited and/or its third party suppliers.
\r\n
e. The limited license to copy materials on this Site set out above does not permit incorporation of the material or any part of it in any other work or publication, whether in hard copy, electronic or any other form. In particular but without limitation no part of the Site pages may be distributed or copied for any commercial purposes. No part of these Site pages may be reproduced or transmitted to or stored in any other web site or other form of electronic retrieval system.
\r\n
\r\n
\r\n Trademark \r\n
SVCB Limited’s web site and financial services are trademarks of SVCB Limited and all rights in and to these trademarks are reserved. All brand names and product names referred to in this Site are trademarks or trade names of SVCB Limited and/or its third party suppliers, as appropriate.
\r\n
\r\n
\r\n Exclusion of Liability \r\n
SVCB Limited is not responsible for any losses, injury or damage, whether direct or indirect, special or consequential caused by SVCB Limited on-line services or web site arising in any way out of the use thereof and in particular in respect of unavailability of access to the Internet, SVCB Limited’s on-line service system maintenance, or any electronic or telecommunication failure beyond the control of SVCB Limited. SVCB Limited makes no representations or warranties regarding the accuracy, functionality, or performance of any third party software that may be used in connection with the Site.
\r\n
\r\n
\r\n Governing Law \r\n
Use of this Site shall be made subject to the laws of St. Vincent & the Grenadines which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use. The courts of St. Vincent & the Grenadines shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this Site and its use. If any provision of these terms and conditions of use shall be held unlawful, void or unenforceable for any reason then such provision shall be deemed severed and shall not affect the validity and enforceability of the remaining provisions.
\r\n
\r\n
\r\n Entire Agreement \r\n
These terms and conditions of use contain the entire agreement between the parties relating to the subject matter herein.
\r\n
\r\n \r\n
\r\n \r\n
\r\n )\r\n}","export default __webpack_public_path__ + \"static/media/maps.75ba2eb6.svg\";","import React, { useEffect } from 'react';\r\nimport '../style/services.css';\r\n\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport AOS from 'aos';\r\nimport 'aos/dist/aos.css'; \r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport atmImg from '../assets/artwork/atm_short.jpg';\r\n\r\n\r\nimport Slider from '../components/about_slider';\r\n\r\nimport cardImg from '../assets/card.png';\r\n\r\nimport CardIcon from '../assets/icons/card.svg';\r\nimport MapsIcon from '../assets/icons/maps.svg';\r\n\r\nimport { Link } from 'react-router-dom';\r\n\r\nimport PageTop from '../components/pageTop';\r\n\r\n\r\nexport default function ATM(){\r\n window.scrollTo(0, 0);\r\n\r\n useEffect(() => {\r\n AOS.init({ duration: 1000 });\r\n }, []);\r\n\r\n return(\r\n
\r\n {/* */}\r\n \r\n \r\n \r\n
\r\n \r\n
\r\n \r\n
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\r\n The St Vincent Co-operative Bank Limited continues to enhance its offering in order to make banking as easy and convenient as possible for its customers. On April 13th 2010, St Vincent Co-operative Bank announced its new ATM capabilities.\r\n
\r\n
\r\n Customers can access their funds any time of the day, any day of the week from our Main branch or from any Bank of St Vincent & the Grenadines ATM machine.\r\n
\r\n General Requirements:\r\n
\r\n
Must be an active account holder
\r\n
National ID Card / Other ID
\r\n
\r\n\r\n \r\n \r\n Sign Up\r\n \r\n
\r\n
\r\n
\r\n
\r\n
\r\n \r\n
\r\n
\r\n ATM Locations:\r\n
\r\n
Kingstown Bedford Street, Reigate, Massy Stoney Grounds, Massy Bay Street FLOW
\r\n Please note a flat fee of XCD$1.50 applies to transactions done through a BOSVG ATM\r\n
\r\n
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\r\n \r\n
\r\n
\r\n
\r\n \r\n
\r\n )\r\n}\r\n","export default __webpack_public_path__ + \"static/media/info.3e7741bf.svg\";","export default __webpack_public_path__ + \"static/media/penny_savers.c3b1fe32.jpg\";","export default __webpack_public_path__ + \"static/media/regular_savings.241fd63a.jpg\";","export default __webpack_public_path__ + \"static/media/fixed_deposit.627c6a7c.jpg\";","import React, { useEffect } from 'react';\r\nimport '../style/services.css';\r\n\r\nimport AOS from 'aos';\r\nimport 'aos/dist/aos.css';\r\n\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport Slider from '../components/about_slider';\r\n\r\nimport cardImg from '../assets/card.png';\r\n\r\nimport img1 from '../assets/slider/image1.jpeg';\r\n\r\nimport infoIcon from '../assets/icons/info.svg';\r\n\r\nimport PageTop from '../components/pageTop';\r\n\r\nimport PennySavers from '../assets/img/penny_savers.jpg';\r\n\r\nimport RegularSavings from '../assets/img/regular_savings.jpg';\r\n\r\nimport FixedDeposit from '../assets/img/fixed_deposit.jpg';\r\n\r\n\r\nimport { Link } from 'react-router-dom';\r\n\r\nexport default function Savings(){\r\n \r\n useEffect(() => {\r\n AOS.init({ duration: 1000 });\r\n window.scrollTo(0, 0);\r\n const hash = window.location.hash.substr(1);\r\n try{\r\n const yOffset = -120; \r\n const element = document.getElementById(hash);\r\n const y = element.getBoundingClientRect().top + window.pageYOffset + yOffset;\r\n\r\n window.scrollTo({top: y, behavior: 'smooth'});\r\n }\r\n catch(e){}\r\n\r\n }, []);\r\n\r\n return(\r\n
\r\n {/* */}\r\n \r\n \r\n
\r\n \r\n
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\r\n Designed to meet the needs of junior savers 0 – 17 years, this product was launched on December 16th 2010. This service offers children the opportunity to accumulate their own wealth. Through the provision of tools like a piggy bank we encourage the youngsters to save every penny then deposit to their account.\r\n
\r\n
\r\n Remember they are never too young to learn the value of money or the need to exercise discipline in the way it is spent. A Ten Dollar gift will be given when each account is opened and accounts cannot be closed within 2 years. Balance must not at any time fall below $10.00.\r\n
\r\n Requirements for child\r\n
\r\n
Child’s Birth Certificate
\r\n
\r\n General Requirements:\r\n
\r\n
Two valid pieces of identification (e.g. National ID Card, Passport or Drivers License)
\r\n
Proof of Address i.e. a utility bill, a credit card Statement, an existing Bank account statement from another financial institution, or hire purchase receipt bearing the address (These must not be in excess of 2 months old)
\r\n
Proof of Income / Job Letter (must not be in excess of 2 months old)
\r\n
\r\n
\r\n In addition to the above, overseas customers are required to provide three (3) copies of photo identification. All documents from overseas customers must be notarized.\r\n
\r\n \r\n Get Started\r\n \r\n
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\r\n The St. Vincent Co-operative Bank Limited offers regular savings accounts at competitive rates. We invite you to open a savings account with us and experience the best customer service available. Our friendly, efficient staff is always ready to serve you, our valued customers. A savings account is the beginning of a long relationship with SVCB where you’re treated like family.\r\n
\r\n General Requirements:\r\n
\r\n
Two valid pieces of identification (e.g. National ID Card, Passport or Drivers License)
\r\n
Proof of Address i.e. a utility bill, a credit card Statement, an existing Bank account statement from another financial institution, or hire purchase receipt bearing the address (These must not be in excess of 2 months old)
Proof of Income / Job Letter (must not be in excess of 2 months old)
\r\n
\r\n
\r\n In addition to the above, overseas customers are required to provide three (3) copies of photo identification. All documents from overseas customers must be notarized.\r\n
\r\n \r\n \r\n Get Started\r\n \r\n
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\r\n The St. Vincent Co-operative Bank Limited offers Fixed Deposits at competitive rates. Unless otherwise instructed, your deposit is rolled over annually to ensure continued returns on your investment.\r\n
\r\n General Requirements:\r\n
\r\n
Two valid pieces of identification (e.g. National ID Card, Passport or Drivers License)
\r\n
Proof of Address i.e. a utility bill, a credit card Statement, an existing Bank account statement from another financial institution, or hire purchase receipt bearing the address (These must not be in excess of 2 months old)
Proof of Income / Job Letter (must not be in excess of 2 months old)
\r\n
\r\n
\r\n In addition to the above, overseas customers are required to provide three (3) copies of photo identification. All documents from overseas customers must be notarized.\r\n
\r\n \r\n Get Started\r\n \r\n
\r\n
\r\n\r\n
\r\n \r\n
\r\n )\r\n}\r\n","export default __webpack_public_path__ + \"static/media/residential.26674987.jpg\";","export default __webpack_public_path__ + \"static/media/commercial_loans.e5b6c7a7.jpg\";","export default __webpack_public_path__ + \"static/media/auto_loans.c4ac5b66.jpg\";","export default __webpack_public_path__ + \"static/media/land_loans.0947b2ad.jpg\";","import React, { useEffect } from 'react';\r\nimport '../style/services.css';\r\n\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport AOS from 'aos';\r\nimport 'aos/dist/aos.css';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport Slider from '../components/about_slider';\r\n\r\nimport cardImg from '../assets/card.png';\r\n\r\nimport infoIcon from '../assets/icons/info.svg';\r\n\r\nimport img1 from '../assets/slider/image2.jpeg';\r\n\r\nimport { Link } from 'react-router-dom';\r\n\r\nimport PageTop from '../components/pageTop';\r\n\r\nimport ResidentialLoans from '../assets/img/residential.jpg';\r\n\r\nimport CommercialLoans from '../assets/img/commercial_loans.jpg';\r\n\r\nimport AutoLoans from '../assets/img/auto_loans.jpg';\r\n\r\nimport LandLoans from '../assets/img/land_loans.jpg';\r\n\r\nexport default function Loans(){\r\n window.scrollTo(0, 0);\r\n\r\n useEffect(() => {\r\n AOS.init({ duration: 1000 });\r\n window.scrollTo(0, 0);\r\n const hash = window.location.hash.substr(1);\r\n try{\r\n const yOffset = -120; \r\n const element = document.getElementById(hash);\r\n const y = element.getBoundingClientRect().top + window.pageYOffset + yOffset;\r\n\r\n window.scrollTo({top: y, behavior: 'smooth'});\r\n }\r\n catch(e){}\r\n }, []);\r\n\r\n return(\r\n
\r\n {/* */}\r\n \r\n \r\n
\r\n \r\n \r\n
\r\n \r\n Apply Now\r\n \r\n
\r\n \r\n
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\r\n If you thought owning your own home was difficult to achieve, then come to The St. Vincent Co-operative Bank and we will show you how you can realize this goal very easily.\r\n
\r\n
\r\n Need to do an extension or renovation to your home, to better accommodate your changing needs or growing family. The St. Vincent Co-operative Bank can facilitate you.\r\n
\r\n\r\n General Requirements:\r\n
\r\n
Deed of Conveyance
\r\n
Approved Plan
\r\n
Detailed Estimate / Sale Agreement
\r\n
Job Letter / Salary Slip (must not be in excess of 2 months old)
\r\n
Proof of Address e.g. a utility bill, a credit card Statement, an existing Bank account statement from another financial institution, or hire purchase receipt bearing the address. (These must not be in excess of 2 months old)
\r\n
Two valid pieces of identification (e.g. National ID Card, Passport or Drivers License)
\r\n
\r\n
\r\n In addition to the above, overseas customers are required to provide three (3) pieces of photo identification, Bank Statements, Income Tax Returns (last 2 yrs), Credit Bureau report, Bank reference letter. All documents from overseas customers must be notarized by a Notary Public.\r\n
\r\n\r\n \r\n
\r\n
\r\n\r\n
\r\n
\r\n
\r\n \r\n
\r\n \r\n\r\n
\r\n The St. Vincent Co-operative Bank Limited offers mortgage loans for purchasing land. Our interest rates on loans are highly competitive and our application process guarantees a hassle-free experience with unmatched personalized service.\r\n
\r\n General Requirements:\r\n
\r\n
Deed of Conveyance
\r\n
Sale agreement
\r\n
Survey Plan
\r\n
Job Letter / Salary Slip (must not be in excess of 2 months old)
\r\n
Proof of Address e.g a uutility bill, a credit card Statement, an existing Bank account statement from another financial institution, or hire purchase receipt bearing the address. (These must not be in excess of 2 months old)
\r\n
Two pieces of identification (e.g. National ID Card, Passport or Drivers License)
\r\n
\r\n
\r\n In addition to the above, overseas customers are required to provide three (3) pieces of photo identification, Bank statements, Income Tax Returns (last 2 yrs), Credit Bureau report, Bank reference letter. All documents from overseas customers must be notarized by a Notary Public.\r\n
\r\n \r\n {/* \r\n Book Appointment\r\n */}\r\n
\r\n
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\r\n You’ve found the right property, but how do you find the right loan to buy it? The St. Vincent Co-operative Bank can walk you through and assist with your real estate loans.\r\n
\r\n\r\n General Requirements:\r\n
\r\n
Business Plan
\r\n
Audited Financial Statements (2 years)
\r\n
Bank Statements
\r\n
Corporate documents
\r\n
Trade Registration Documents
\r\n
Deed of Conveyance
\r\n
Survey Plan
\r\n
Approved Plan (if applicable)
\r\n
Detailed Estimate / Sale Agreement
\r\n
Two valid pieces of identification for directors (e.g. National ID Card, Passport or Drivers License)
\r\n
\r\n \r\n {/* \r\n Book Appointment\r\n */}\r\n
\r\n
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\r\n SVCB offers new and used vehicle loans to customers at the best rates available in SVG. We pride ourselves on our swift decision-making and loan approval could be obtained in as few as two days.\r\n
\r\n General Requirements:\r\n
\r\n
Invoice, pro-forma invoice / sale agreement
\r\n
Valuation Report*
\r\n
Registration Certificate
\r\n
Maximum term of 60 months for used vehicles
\r\n
Maximum term of 84 months for new vehicles
\r\n
Proof of Address e.g a uutility bill, a credit card Statement, an existing Bank account statement from another financial institution, or hire purchase receipt bearing the address. (These must not be in excess of 2 months old)
\r\n
Job Letter / Salary Slip (must not be in excess of 2 months old)
\r\n
Two valid pieces of identification (e.g. National ID Card, Passport or Drivers License)
\r\n
\r\n
\r\n *Valuations reports must come from Dennis Joyette or Ashford Cole who are SVCB’s approved vehicle valuators. \r\n
\r\n \r\n {/* \r\n Book Appointment\r\n */}\r\n
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\r\n Put your money where your dreams are. Loans for the life you live. There are a host of reasons you may want access to a loan. A consumer loan from The St. Vincent Co-operative Bank can help put your money to work for you right now.\r\n
\r\n\r\n General Requirements:\r\n
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Purpose of loan
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Invoices (goods purchases)
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Travel Itinerary
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Job Letter / Salary Slip (must not be in excess of 2 months old)
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Two valid pieces of identification (e.g. National ID Card, Passport or Drivers License)
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Proof of Address e.g a utility bill, a credit card Statement, an existing Bank account statement from another financial institution, or hire purchase receipt bearing the address. (These must not be in excess of 2 months old)
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\r\n \r\n {/* \r\n Book Appointment\r\n */}\r\n
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\r\n )\r\n}\r\n","export default __webpack_public_path__ + \"static/media/ATM_signup_ad.b83a42ab.jpg\";","export default __webpack_public_path__ + \"static/media/project_funded_by.7ec3121a.jpg\";","export default __webpack_public_path__ + \"static/media/house.c4a1b420.svg\";","import React, { useEffect } from 'react';\r\nimport '../style/services.css';\r\n\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport AOS from 'aos';\r\nimport 'aos/dist/aos.css';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport Slider from '../components/about_slider';\r\n\r\nimport ATMSignupAd from '../assets/artwork/ATM_signup_ad.jpg';\r\n\r\nimport ProjectsFundedBy from '../assets/img/project_funded_by.jpg';\r\n\r\nimport RealEstateIcon from '../assets/icons/house.svg';\r\n\r\nimport { Link } from 'react-router-dom';\r\n\r\n\r\nexport default function OtherServices(){\r\n window.scrollTo(0, 0);\r\n\r\n useEffect(() => {\r\n AOS.init({ duration: 1000 });\r\n }, []);\r\n\r\n return(\r\n
\r\n )\r\n}\r\n","import React from 'react';\r\nimport '../style/services.css';\r\n\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport Slider from '../components/about_slider';\r\n\r\nimport cardImg from '../assets/card.png';\r\n\r\nexport default function NotFound(){\r\n return(\r\n
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\r\n )\r\n}\r\n","export default __webpack_public_path__ + \"static/media/success.aede664b.gif\";","import React from 'react';\r\nimport '../style/services.css';\r\n\r\nimport Button from '@material-ui/core/Button';\r\n\r\nimport Note from '../components/note.js';\r\nimport Header from '../components/header.js';\r\nimport Footer from '../components/footer';\r\n\r\nimport Slider from '../components/about_slider';\r\n\r\nimport cardImg from '../assets/card.png';\r\n\r\nimport SuccessGif from '../assets/animated/success.gif';\r\n\r\nimport PageTop from '../components/pageTop';\r\n\r\nexport default function Success(){\r\n return(\r\n
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\r\n \r\n Call: (784) 456-1894\r\n Email: info@svcbl.com\r\n For more information\r\n
\r\n
\r\n \r\n
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\r\n )\r\n}\r\n","import React from 'react';\r\nimport '../style/loader.css';\r\nimport '../style/linear.css';\r\n\r\nexport default function Loader(){\r\n return(\r\n <>\r\n
\r\n The Penny Bank and so much more\r\n SVCBL Terms and Conditions Apply\r\n
\r\n \r\n
\r\n )\r\n}","export default __webpack_public_path__ + \"static/media/little_girl.754bf2cd.png\";","export default __webpack_public_path__ + \"static/media/back-to-school-text.ca57c954.png\";","import React, { useEffect } from 'react'\r\nimport '../../style/back_to_school_2022.css'\r\n\r\nimport AOS from 'aos'\r\nimport 'aos/dist/aos.css'\r\n\r\nimport PageTop from '../../components/pageTop'\r\nimport Header from '../../components/header.js'\r\nimport Footer from '../../components/footer'\r\n\r\nimport ScholarshipBursaryImg from '../../assets/img/scholarship_bursary.jpg'\r\nimport SBBackPackImg from '../../assets/img/scholarship.png'\r\nimport EducationSteps from '../../assets/img/education-steps.png'\r\nimport LittleGirlWithBooks from '../../assets/img/little_girl.png'\r\nimport BackToSchoolText from '../../assets/img/back-to-school-text.png'\r\n\r\nimport BookImg from '../../assets/img/book.png'\r\n\r\nimport capImg from '../../assets/img/cap.png'\r\n\r\nexport default function Scholarship_Bursary(){\r\n\r\n useEffect(() => {\r\n AOS.init({ duration: 1000 });\r\n window.scrollTo(0, 0);\r\n }, []);\r\n\r\n return(\r\n
Random selection will be done on a weekly for existing Penny Savers.
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Any existing Penny savers, where a transaction has been completed within the last 6 months will qualify for vouchers to assist with their “back to school” purchases. Inclusive of New accounts and reactivations.
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Sign up for a new Penny Saver account and become eligible for back-to-school Vouchers..
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Vouchers will be redeemable up to October 31st, 2022. Vouchers will be redeemable at Coreas City Store, Jax Enterprises and Gaymes Book Centre.
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There will be 8 winners drawn weekly for the duration of the promotion.
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Photo Ops and publication of ALL presentations will be done on SVCBL social media platforms.
\r\n {/* */}\r\n {/* */}\r\n \r\n \r\n \r\n\r\n {/* GET UP TO */}\r\n \r\n {/* $40,000 */}\r\n \r\n Pay for Chritstmas expenses, repair your home \r\n And Consolidate your debts \r\n\r\n
\r\n NO Payment Until January 2023 | Up to 5 years to Repay \r\n Competitive Rates | Weekly Prizes \r\n\r\n\r\n \r\n
Two pieces of valid identification.
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Recent Payslip
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Job letter
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Proof of address (Utility bill no older than three months)
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Proof of requirement for funds (Reason for funds)
\r\n \r\n\r\n \r\n The Penny Bank and so much more\r\n SVCBL Terms and Conditions Apply\r\n\r\n
\r\n \r\n
\r\n )\r\n} ","import { LaptopWindows } from \"@material-ui/icons\";\r\nimport React from \"react\";\r\n\r\nexport default function DownloadMobile(){\r\n let isIOS = /iPad|iPhone|iPod/.test(navigator.userAgent) && !window.MSStream;\r\n\r\n let ua = navigator.userAgent.toLowerCase();\r\n let isAndroid = ua.indexOf(\"android\") > -1; \r\n\r\n function detectBrowser(){\r\n if(isIOS){\r\n window.location.replace(\"https://apps.apple.com/us/app/svcb/id1514230676\");\r\n console.log(\"ios\");\r\n \r\n }else if(isAndroid){\r\n console.log(\"android\");\r\n window.location.replace(\"https://play.google.com/store/apps/details?id=com.mobilearth.svcb.mobibanking&hl=en_US&gl=US\");\r\n\r\n }else{\r\n console.log(\"Not iOS or Android\");\r\n window.location.replace(\"https://svcbl.com\");\r\n\r\n }\r\n }\r\n\r\n detectBrowser();\r\n\r\n return(\r\n <>\r\n \r\n )\r\n}","export default __webpack_public_path__ + \"static/media/renaldo_andrews_feature2.9ee5417e.jpeg\";","export default __webpack_public_path__ + \"static/media/renaldo_andrews_feature3.eafbb41b.jpeg\";","import React from 'react';\r\n\r\nimport \"react-responsive-carousel/lib/styles/carousel.min.css\"; // requires a loader\r\nimport { Carousel } from 'react-responsive-carousel';\r\n\r\n\r\nimport '../../style/about.css';\r\n\r\nimport Note from '../../components/note.js';\r\nimport Header from '../../components/header.js';\r\nimport Footer from '../../components/footer';\r\n\r\nimport PageTop from '../../components/pageTop';\r\n\r\nimport Slider from '../../components/about_slider';\r\n\r\nimport Alert from '../../components/alert';\r\n\r\n// Images\r\nimport RAImage1 from '../../assets/img/news/renaldo_andrews_feature.jpeg';\r\nimport RAImage2 from '../../assets/img/news/renaldo_andrews_feature2.jpeg';\r\nimport RAImage3 from '../../assets/img/news/renaldo_andrews_feature3.jpeg';\r\n\r\n\r\n\r\nfunction NewsPage(){\r\n window.scrollTo(0, 0);\r\n\r\n return(\r\n
\r\n {/* */}\r\n \r\n \r\n \r\n
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\r\n Former St. Vincent Grammar School Head Boy Ronaldo Andrews will receive additional financial assistance from The St. Vincent Co-operative Bank Ltd. (SVCBL) known as the Penny Bank as he embarks on a sporting career in Jamaica. Ronaldo, who was a Penny Saver at the SVCBL received an athletic scholarship to attend the Kingston College in Jamaica. \r\n
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\r\n The St. Vincent Co-operative Bank Ltd (SVCBL) policy states that no candidate who is the holder of another scholarship can be awarded a SVCBL scholarship. However, the bank after its encounter with Ronaldo Andrews and consideration of his economic situation and the fact that he will be attending school off island has decided to award Ronaldo sponsorship to assist with any incidentals while in Jamaica. This is another way the bank seeks to fulfill its corporate duties. \r\n
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\r\n Ronaldo, seventeen, of Murray’s Village was an exemplary student at the St. Vincent Grammar School. His passion for success is shown through his achievements in track and field, he currently holds the national triple jump and long jump titles in his age category. His leadership qualities have earned him the head-boy, peer counsellor, prefect, vice-captain of Lopey house, committee member and student counsellor badges. His Christian faith has grounded him, and his mantra is “hard work, dedication and discipline.” Ronaldo is the seventh of eight children to single parent mother Jacqueline Waterstone. \r\n
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\r\n In Jamaica at the Kingston College, which is an all-boy traditional high school Ronaldo would be actively involve in developing his track and field career. \r\n
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\r\n In an interview Ronaldo stated “Fourth and Fifth form was not easy. I had to endure because I knew what I wanted to achieve in life and how crucial education is in society today. My transition from form three to form four was a tremendous journey, I had to take my work more seriously and I intended to excel in every aspect of my academics.” \r\n
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\r\n Ronaldo took the time to thank all who assisted him. “ I am really excited for this opportunity that is given to me. I am beyond grateful that The St. Vincent Co-operative Bank is going to sponsor me on my journey to Kingston College. I intend to do incredible things in terms of furthering my jumping skills in order to perform at my best in breaking national records in my athletic journey and hopefully going on to receiving more scholarships that can take me further in life. I believe with God anything is possible.” \r\n
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\r\n While Ronaldo was committed to academics he was equally committed to sports. “During my early secondary school years, I wasn't sure if I wanted to take athletics seriously. However, I participated in various activities pertaining to athletics for fun. At that time, I was more focused on running sprints specifically 100m and 200m and I was an amateur when it came to doing jumps. Nevertheless, I was still interested in the jumping events,” Ronaldo said. \r\n
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\r\n “In form 4, I competed in my school heats and I fouled my three jumps in the long jump. I was so devastated. It was just a normal heat for everyone, but it was a significant day for me. I refused to compete in or take part in the triple jump at that time because I was not knowledgeable of the technique and different phases, but this did not deter me. Mr. Morgan my coach invited me to attend a seminar that was based on teaching people how to do the triple jump, that is when I made up my mind to give it a try and that is when my interest grew,” Ronaldo added. \r\n
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\r\n He continued his training and successfully participated in fixtures in the national championships and is grateful to his coach and other well-wishers who believed in him. \r\n
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\r\n “Mr. Morgan was already in contact with a coach in Jamaica because he saw that I could reach beyond the stars if I were to continue. I earned the scholarship, and I am grateful for God and Mr. Morgan during this tenure. I know that I am going to produce great results with hard work because of my determination,” Ronaldo said. \r\n
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\r\n The Board, the Management, and Staff of the SVCBL extends best wishes and continued success to Ronaldo Andrews as he embarks on this new chapter. \r\n
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\r\n )\r\n}\r\n\r\nexport default NewsPage;","export default __webpack_public_path__ + \"static/media/CFD169.c57a3417.jpg\";","export default __webpack_public_path__ + \"static/media/CFD214.6f6d7911.jpg\";","export default __webpack_public_path__ + \"static/media/CFD222.c549b2db.jpg\";","export default __webpack_public_path__ + \"static/media/CFD229.2b7981b6.jpg\";","export default __webpack_public_path__ + \"static/media/CFD299.7fa69092.jpg\";","export default __webpack_public_path__ + \"static/media/CFD334.40f05ecc.jpg\";","import React from 'react';\r\n\r\nimport \"react-responsive-carousel/lib/styles/carousel.min.css\"; // requires a loader\r\nimport { Carousel } from 'react-responsive-carousel';\r\n\r\n\r\nimport '../../style/about.css';\r\n\r\nimport Note from '../../components/note.js';\r\nimport Header from '../../components/header.js';\r\nimport Footer from '../../components/footer';\r\n\r\nimport PageTop from '../../components/pageTop';\r\n\r\nimport Slider from '../../components/about_slider';\r\n\r\nimport Alert from '../../components/alert';\r\n\r\n// Images\r\n// import RAImage1 from '../../assets/img/news/renaldo_andrews_feature.jpeg';\r\n// import RAImage2 from '../../assets/img/news/renaldo_andrews_feature2.jpeg';\r\n// import RAImage3 from '../../assets/img/news/renaldo_andrews_feature3.jpeg';\r\n\r\nimport RAImage1 from '../../assets/img/news/Chato_Fun_Day/CFD143.jpg';\r\nimport RAImage2 from '../../assets/img/news/Chato_Fun_Day/CFD169.jpg';\r\nimport RAImage3 from '../../assets/img/news/Chato_Fun_Day/CFD214.jpg';\r\nimport RAImage4 from '../../assets/img/news/Chato_Fun_Day/CFD222.jpg';\r\n\r\nimport RAImage5 from '../../assets/img/news/Chato_Fun_Day/CFD229.jpg';\r\nimport RAImage6 from '../../assets/img/news/Chato_Fun_Day/CFD299.jpg';\r\nimport RAImage7 from '../../assets/img/news/Chato_Fun_Day/CFD334.jpg';\r\n\r\n\r\nfunction NewsPage(){\r\n window.scrollTo(0, 0);\r\n\r\n const images = [RAImage1, RAImage2, RAImage3, RAImage4, RAImage5, RAImage6, RAImage7]\r\n\r\n const imageList = images.map((images) => \r\n
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\r\n )\r\n\r\n return(\r\n
\r\n {/* */}\r\n \r\n \r\n \r\n
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\r\n On Sunday April 17th, 2022, children in the community of Chateaubelair were treated to a fun day dubbed “Rising from the ashes.” This initiative was organized by Mrs. Jean Audain-Hinds, entrepreneur, and former resident of Cheteaubelair and funded by The St. Vincent Co-operative Bank Ltd. \r\n
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\r\n After the eruption of the La Soufriere Volcano on April 9th, 2021, many families in the Chateaubelair and surrounding areas had to abandon their homes and seek alternative shelter. The children were most affected as this event interrupted their normal way of life and daily routine. Children had to adapt to a new way of survival; online learning in particular was something novel to them, with limited access to internet and little or no access to devices. This left the children frustrated as well as their parents. In April 2021, the families who were displaced due to the eruptions moved back to their respective homes. However, things were not the same for most and for the past 12 months families have been trying to achieve some form of normalcy which were at time difficult for the children.\r\n
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\r\n The fun day, dubbed “Rising from the ashes.” was done to offer some form excitement back into the lives of the children. The day was filled with lots of activities that engaged children of all ages. Activities such as face painting, dips, punch board, ring games and bouncing castles saw a visible sigh of relief from parents as they looked to see their children happy faces and heard the laughter again in their voices. \r\n
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\r\n Executive Director of The St. Vincent Co-operative Bank Ltd, Mr. Albert Porter along with other members of staff journeyed to Chateaubelair to assist with this initiative. Mr. Porter expressed satisfaction in the turn out and participation of the children. He added that the Bank likes to lend its support to these activities as it benefits the community as a whole and the Bank through its annual scholarships and bursaries awards is actively supporting the development of the youths of this nation. \r\n
\r\n End-\r\n
\r\n The St. Vincent Co-operative Bank Ltd thrives on its indigeneity with a vision to develop its talents and to invest in future nation builders. The Bank opened it’s doors on February 1st, 1945 accepting just a penny to open accounts and have continued to accommodate all Vincentians – including the less fortunate in the last 77 years. The SVCBL is embarking on a new chapter towards full commercialization and digitalization of its operation. This will enhance and broaden products and services offered to its customers. In keeping with our move towards embracing technology, SVCBL is now one of two financial institutions who will be offering the ewallet” DCash.” With initiative (Dcash) the bank has adopted two of the seventeen UN sustainable goals, goal nine and goal 15. \r\n
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\r\n )\r\n}\r\n\r\nexport default NewsPage;","export default __webpack_public_path__ + \"static/media/2.58182d2f.jpg\";","export default __webpack_public_path__ + \"static/media/3.ee4e8737.jpg\";","export default __webpack_public_path__ + \"static/media/4.5dfa5b04.jpg\";","export default __webpack_public_path__ + \"static/media/5.206de7c0.jpg\";","export default __webpack_public_path__ + \"static/media/6.cb55c5d1.jpg\";","export default __webpack_public_path__ + \"static/media/7.467631c6.jpg\";","export default __webpack_public_path__ + \"static/media/8.e3519b1e.jpg\";","export default __webpack_public_path__ + \"static/media/9.ca64c87e.jpg\";","export default __webpack_public_path__ + \"static/media/10.c58f82be.jpg\";","import React from 'react';\r\n\r\nimport \"react-responsive-carousel/lib/styles/carousel.min.css\"; // requires a loader\r\nimport { Carousel } from 'react-responsive-carousel';\r\n\r\n\r\nimport '../../style/about.css';\r\n\r\nimport Note from '../../components/note.js';\r\nimport Header from '../../components/header.js';\r\nimport Footer from '../../components/footer';\r\n\r\nimport PageTop from '../../components/pageTop';\r\n\r\nimport Slider from '../../components/about_slider';\r\n\r\nimport Alert from '../../components/alert';\r\n\r\n// Images\r\nimport RAImage1 from '../../assets/img/news/Playaz_Youth_Academy/1.jpg';\r\nimport RAImage2 from '../../assets/img/news/Playaz_Youth_Academy/2.jpg';\r\nimport RAImage3 from '../../assets/img/news/Playaz_Youth_Academy/3.jpg';\r\nimport RAImage4 from '../../assets/img/news/Playaz_Youth_Academy/4.jpg';\r\nimport RAImage5 from '../../assets/img/news/Playaz_Youth_Academy/5.jpg';\r\nimport RAImage6 from '../../assets/img/news/Playaz_Youth_Academy/6.jpg';\r\nimport RAImage7 from '../../assets/img/news/Playaz_Youth_Academy/7.jpg';\r\nimport RAImage8 from '../../assets/img/news/Playaz_Youth_Academy/8.jpg';\r\nimport RAImage9 from '../../assets/img/news/Playaz_Youth_Academy/9.jpg';\r\nimport RAImage10 from '../../assets/img/news/Playaz_Youth_Academy/10.jpg';\r\n\r\n\r\nfunction NewsPage(){\r\n window.scrollTo(0, 0);\r\n\r\n return(\r\n
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\r\n On Monday July 25th The St. Vincent Co-operative Bank Ltd teamed up with Playaz Youth Academy (PYA) in hosting their annual Basketball Summer Camp for youths throughout St. Vincent and the Grenadines.\r\n\r\n
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\r\n PYA is a non-profit registered organization which aims to positively influence children and teenagers through basketball. It teaches young people between ages 7 to 23 years the fundamentals of the game, strengthen those who already have some knowledge of the game, provides mentorship, sportsmanship, teamwork, and empower the youths.\r\n\r\n
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\r\n Playaz youth Academy is the brainchild of Mr.Orlando Fergusson. Mr. Fergusson hails from the small community of Largo Height. Orlando played basketball for St. Vincent National Basketball Team as a shooting guard/Power Forward from 1999 to 2014. He also played Basketball for the University of Victoria (Vikes) in British Columbia 2001-2002; there he won the Canada West Rookie of the year and had the opportunity to play in the Jones Cup Championship in Taiwan.\r\n\r\n
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\r\n From an early age it was his dream to have his own Basketball Club “Playaz”, therefore he started a youth basketball club called “Crushers” in his community. Later he formed the Playaz Youth Academy (PYA) as he saw the need to pass on the knowledge and passion, he had for the sport his aim was to get the youths to become involved and to challenge them in a positive way and hopefully through the sport their impact to society would be a positive one.\r\n\r\n
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\r\n The COVID-19 Pandemic and the aftermath of an explosive volcanic eruption prevented Playaz Youth Academy from executing their 2020 and 2021 basketball camp. The 2022 camp saw a significant volume of participants\r\n\r\n
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\r\n Executive Director of The St. Vincent Co-operative Bank Ltd, Mr. Albert Porter expressed that the Bank likes to lend its support to organizations such as Playaz Youth Academy as it benefits the community on a whole. In addition, it is the mission of the Bank to have a meaningful impact on the community and one initiative is through an investment in our youths as they play a pivotal role in our society.\r\n\r\n
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\r\n )\r\n}\r\n\r\nexport default NewsPage;","import React from 'react';\r\nimport { Switch, Route } from 'react-router-dom';\r\n\r\nimport Index from '../pages/index';\r\nimport About from '../pages/about';\r\nimport Privacy from '../pages/privacy';\r\n\r\nimport Contact from '../pages/contact';\r\n\r\nimport FATCA from '../pages/fatca';\r\nimport Guidelines from '../pages/guidelines';\r\n\r\n// Services\r\nimport ATM from '../pages/atm';\r\nimport Savings from '../pages/savings';\r\nimport Loans from '../pages/loans';\r\nimport OtherServices from '../pages/otherService';\r\nimport NotFound from '../pages/notFound';\r\n\r\nimport Success from '../pages/success';\r\n\r\n// online applications\r\nimport SavingsApp from '../application/savings';\r\nimport ATMApp from '../application/atm';\r\nimport OnlineBanking from '../application/onlineBanking';\r\nimport LoansApp from '../application/loan';\r\n\r\n// Planned Promotions\r\n// import Scholarship_Bursary from '../pages/scholarship'; 2021 Promotion\r\nimport Scholarship_Bursary from '../pages/marketing/scholarship-bursaries';\r\nimport Back_to_School from '../pages/marketing/back-to-school-2022';\r\n\r\nimport Sustainable_Development from '../pages/marketing/sustainable-development';\r\nimport FeelTheMagic from '../pages/marketing/feel-the-magic';\r\n\r\nimport Christmas2022 from '../pages/marketing/christmas-2022';\r\n\r\nimport Download_Mobile from '../pages/download_app';\r\n\r\n// News articles\r\n\r\nimport Renaldo_andrews_feature from '../pages/news/renaldo_andrew_feature';\r\nimport Children_fun_day from '../pages/news/children_fun_day';\r\nimport PlayazYouthAcademy from '../pages/news/playaz_youth_academy';\r\n\r\nexport default function Routes(){\r\n return(\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n \r\n \r\n \r\n\r\n \r\n\r\n \r\n \r\n\r\n {/* */}\r\n {/* */}\r\n\r\n \r\n\r\n \r\n \r\n \r\n\r\n {/* \r\n */}\r\n\r\n \r\n \r\n \r\n \r\n \r\n \r\n\r\n\r\n \r\n \r\n \r\n\r\n \r\n \r\n )\r\n}","import React from 'react';\r\nimport { Router } from 'react-router-dom';\r\n\r\nimport history from './services/history';\r\nimport Routes from './routes';\r\n\r\nfunction App() {\r\n return (\r\n \r\n \r\n \r\n );\r\n}\r\n\r\nexport default App;\r\n","const reportWebVitals = onPerfEntry => {\r\n if (onPerfEntry && onPerfEntry instanceof Function) {\r\n import('web-vitals').then(({ getCLS, getFID, getFCP, getLCP, getTTFB }) => {\r\n getCLS(onPerfEntry);\r\n getFID(onPerfEntry);\r\n getFCP(onPerfEntry);\r\n getLCP(onPerfEntry);\r\n getTTFB(onPerfEntry);\r\n });\r\n }\r\n};\r\n\r\nexport default reportWebVitals;\r\n","import React from 'react';\r\nimport ReactDOM from 'react-dom';\r\nimport './index.css';\r\nimport App from './App';\r\nimport reportWebVitals from './reportWebVitals';\r\n\r\nimport { BrowserRouter as Router } from 'react-router-dom';\r\n\r\nReactDOM.render(\r\n \r\n \r\n ,\r\n document.getElementById('root')\r\n);\r\n\r\n\r\n// If you want to start measuring performance in your app, pass a function\r\n// to log results (for example: reportWebVitals(console.log))\r\n// or send to an analytics endpoint. Learn more: https://bit.ly/CRA-vitals\r\nreportWebVitals();\r\n"],"sourceRoot":""}
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